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Asuransi Pengiriman Paxel: Pengertian, Biaya, dan Proteksinya

Paxel Shipping Insurance: Definition, Coverage, and Cost

Send packages with Paxel more safely and securely with shipping insurance of up to Rp50 million. Check the latest terms and conditions below.

[Update - 13 Juli 2026] Asuransi pengiriman adalah bentuk perlindungan untuk menjaga keamanan paket selama proses pengiriman. Dengan asuransi, kamu bisa mendapatkan ganti rugi jika paket mengalami kerusakan atau kehilangan.

Paxel menyediakan opsi asuransi di berbagai layanan pengiriman seperti Sameday, Nextday, Regular, PaxelBig, sehingga pengiriman menjadi lebih aman dan nyaman. Paxel menyediakan beberapa proteksi asuransi yang ditetapkan berdasarkan layanan, jenis paket atau nilai barang dengan detail sebagai berikut:

1. Layanan Sameday, Nextday dan Regular

a. Paket Makanan

Paxel menyediakan Jaminan Makanan Aman dengan biaya tambahan Rp1.000 untuk pengiriman makanan, Dengan biaya tersebut, jenis paket makanan (makanan beku atau frozen food, makanan mudah rusak, makanan maupun tahan lama) mendapatkan perlindungan hingga Rp 1 Juta.

Jenis PaketJaminan Makanan Aman  Proteksi Asuransi
Makanan BekuRp1.000Maks. Rp 1 Juta
Makanan Mudah RusakRp1.000Maks. Rp 1 Juta
Makanan Tahan LamaRp1.000Maks. Rp 1 Juta

b. Paket High Value Shipment (Barang Bernilai Tinggi)

Untuk pengiriman barang bernilai tinggi (High Value Shipment), seperti logam mulia, aksesoris, atau peralatan elektronik dan gadget, penggunaan asuransi bersifat wajib. Berikut ini skema asuransinya:

  • Nilai barang < 10 Juta: Biaya asuransi Rp2.500 dengan proteksi hingga Rp 10 Juta.
  • Nilai barang Rp10-30 Juta: Biaya asuransi sebesar 0,10% dari nilai barang dengan proteksi hingga Rp 30 Juta.
  • Nilai barang Rp30-50 Juta: Biaya asuransi sebesar 0,15% dari nilai barang dengan proteksi hingga Rp 50 Juta.

Detail biaya asuransi dan nilai proteksi untuk setiap kategori barang, termasuk High Value Shipment, dapat kamu lihat pada tabel berikut di bawah ini.

Skema Asuransi untuk Nilai Barang hingga Rp 10 Juta

Jenis PaketNilai barangBiaya AsuransiProteksi Asuransi
Aksesoris< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Logam Mulia< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Peralatan Elektronik Gadget< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Mainan & Hobi< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Model & Pakaian< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Olahraga & Hiburan< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Peralatan Rumah Tangga< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Perlengkapan Mobil & Motor< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Produk Kecantikan (Penyimpanan suhu ruang, dingin & beku)< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Produk Kesehatan (Penyimpanan suhu ruang, dingin & beku)< Rp 10 JutaRp2.500Maks. Rp 10 Juta

Skema Asuransi untuk Nilai Barang Rp 10-30 Juta

Jenis PaketNilai barangBiaya AsuransiProteksi Asuransi
AksesorisRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Logam MuliaRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Peralatan Elektronik GadgetRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Mainan & HobiRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Model & PakaianRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Olahraga & HiburanRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Peralatan Rumah TanggaRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Perlengkapan Mobil & MotorRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Produk Kecantikan (Penyimpanan suhu ruang, dingin & beku)Rp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Produk Kesehatan (Penyimpanan suhu ruang, dingin & beku)Rp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta

Skema Asuransi untuk Nilai Barang Rp 30-50 Juta

Jenis PaketNilai barangBiaya AsuransiProteksi Asuransi
AksesorisRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Logam MuliaRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Peralatan Elektronik GadgetRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Mainan & HobiRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Model & PakaianRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Olahraga & HiburanRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Peralatan Rumah TanggaRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Perlengkapan Mobil & MotorRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Produk Kecantikan (Penyimpanan suhu ruang, dingin & beku)Rp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Produk Kesehatan (Penyimpanan suhu ruang, dingin & beku)Rp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta

Skema Asuransi untuk Kategori Paket Tanaman Hias, Ikan Hias, Buku dan Dokumen

Jenis PaketNilai barangBiaya AsuransiProteksi Asuransi
Tanaman Hias-Rp2.500Maks. Rp 1 Juta
Ikan Hias-Rp2.500Maks. Rp 1 Juta
Buku dan Dokumen-Rp2.500Maks. Rp5 Juta


2. Paxelbig

Pada layanan Paxelbig, skema asuransi dibedakan berdasarkan kategori dan nilai barang yang dikirim. Pada kategori paket High Value Shipment, penggunaan asuransi bersifat wajib, sedangkan kategori lainnya mengikuti ketentuan yang berlaku. Untuk melihat rincian biaya asuransi dan nilai proteksi,detailnya pada tabel berikut.

Skema Asuransi untuk Kategori Paket Makanan

Pada layanan Paxelbig, seluruh pengiriman paket makanan wajib menggunakan asuransi. Berikut rincian biaya asuransi dan nilai proteksi yang berlaku.

Jenis PaketNilai barangBiaya AsuransiProteksi Asuransi
Makanan Beku-Rp2.500Maks. Rp 10 Juta
Makanan Mudah Rusak-Rp2.500Maks. Rp 10 Juta
Makanan Tahan Lama-Rp2.500Maks. Rp 10 Juta

Skema Asuransi untuk Kategori Paket Buku & Dokumen dan Tanaman Hias

Pada layanan Paxelbig, pengiriman paket buku dan dokumen & tanaman hias wajib menggunakan asuransi. Berikut rincian biaya asuransi dan nilai proteksi yang berlaku.

Jenis PaketNilai barangBiaya AsuransiProteksi Asuransi
Buku & Dokumen-Rp2.500Maks. Rp 5 Juta
Tanaman Hias-Rp2.500Maks. Rp 5 Juta

Skema Asuransi untuk Nilai Barang hingga Rp 10 Juta

Penggunaan asuransi bersifat wajib untuk perlindungan hingga Rp 10 Juta. Berikut detail biaya asuransi dan nilai proteksinya yang dapat dilihat pada tabel berikut ini.

Jenis PaketNilai barangBiaya AsuransiProteksi Asuransi
Aksesoris< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Peralatan Elektronik Gadget< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Mainan & Hobi< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Model & Pakaian< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Olahraga & Hiburan< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Peralatan Rumah Tangga< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Perlengkapan Mobil & Motor< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Produk Kecantikan (Penyimpanan suhu ruang, dingin & beku)< Rp 10 JutaRp2.500Maks. Rp 10 Juta
Produk Kesehatan (Penyimpanan suhu ruang, dingin & beku)< Rp 10 JutaRp2.500Maks. Rp 10 Juta

Skema Asuransi untuk Nilai Barang Rp 10-30 Juta

Jenis PaketNilai barangBiaya AsuransiProteksi Asuransi
AksesorisRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Peralatan Elektronik GadgetRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Mainan & HobiRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Model & PakaianRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Olahraga & HiburanRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Peralatan Rumah TanggaRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Perlengkapan Mobil & MotorRp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Produk Kecantikan (Penyimpanan suhu ruang, dingin & beku)Rp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta
Produk Kesehatan (Penyimpanan suhu ruang, dingin & beku)Rp 10-30 Juta0,10% dari nilai barangMaks. Rp 30 Juta

Skema Asuransi untuk Nilai Barang Rp 30-50 Juta

Jenis PaketNilai barangBiaya AsuransiProteksi Asuransi
AksesorisRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Peralatan Elektronik GadgetRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Mainan & HobiRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Model & PakaianRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Olahraga & HiburanRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Peralatan Rumah TanggaRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Perlengkapan Mobil & MotorRp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Produk Kecantikan (Penyimpanan suhu ruang, dingin & beku)Rp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta
Produk Kesehatan (Penyimpanan suhu ruang, dingin & beku)Rp 30-50 Juta0,15% dari nilai barangMaks. Rp 50 Juta


3. PaxelAmplop

Setiap pengiriman menggunakan PaxelAmplop secara otomatis mendapatkan proteksi hingga Rp1 Juta tanpa dikenakan biaya asuransi tambahan. Kamu dapat mengirim berbagai jenis paket/barang melalui PaxelAmplop berukuran amplop A4 (21x30cm) dan berat maksimal 1.5 kg.

Kirim paket jadi lebih tenang, aman dan nyaman dengan proteksi asuransi pengiriman yang maksimal. Jika kamu memiliki pertanyaan seputar asuransi pengiriman ataupun lainnya bisa menghubungi Asisten Chat Paxel, Hera melalui platform Paxel di aplikasi Paxel, website Paxel, atau WebApp di sahabat.paxel.co.

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